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    Final Rule Allows Greater Flexibility for Grandfathered Plans Under the ACA
    Karl J. Ruth Jr.
    • 3 days ago
    • 1 min

    Final Rule Allows Greater Flexibility for Grandfathered Plans Under the ACA

    On December 15, 2020, the Departments of Labor, Health and Human Services and the Treasury (Departments) published a final rule that prov...
    6 views0 comments
    Employee Benefits Plan Limits for 2021
    Karl J. Ruth Jr.
    • Dec 17, 2020
    • 1 min

    Employee Benefits Plan Limits for 2021

    Many employee benefits are subject to annual dollar limits that are periodically updated for inflation by the IRS. The IRS typically anno...
    5 views0 comments
    Final Rule on Health Care Transparency Issued
    Karl J. Ruth Jr.
    • Dec 14, 2020
    • 1 min

    Final Rule on Health Care Transparency Issued

    The Departments of Labor (DOL), Health and Human Services (HHS) and the Treasury (Departments) issued a final rule that imposes new trans...
    3 views0 comments
    Don’t Protect Yourself from a Long-Term Care Event. Protect Your Family from You.
    Karl J. Ruth Jr.
    • Dec 8, 2020
    • 4 min

    Don’t Protect Yourself from a Long-Term Care Event. Protect Your Family from You.

    Guest Blogger: Erich Dyer (Dyers Group) Michael is in his late 70’s and lives with his wife Mary, also in her late 70’s. They walk at le...
    11 views0 comments
    Summary of the 2020 Employer Health Benefits Annual Survey
    Karl J. Ruth Jr.
    • Nov 24, 2020
    • 1 min

    Summary of the 2020 Employer Health Benefits Annual Survey

    Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health...
    7 views0 comments
    Employers Have Flexibility with Contraceptive Coverage Plan Designs
    Karl J. Ruth Jr.
    • Sep 8, 2020
    • 1 min

    Employers Have Flexibility with Contraceptive Coverage Plan Designs

    In July, the U.S. Supreme Court upheld expanded exemptions to the ACA’s contraceptive mandate. Under these exemptions, plan sponsors that...
    6 views0 comments
    “Supreme Court to Hear Arguments in Lawsuit Challenging ACA’s Constitutionality This Fall”
    Karl J. Ruth Jr.
    • Aug 20, 2020
    • 1 min

    “Supreme Court to Hear Arguments in Lawsuit Challenging ACA’s Constitutionality This Fall”

    This fall, the U.S. Supreme Court is expected to hear oral arguments in Texas v. Azar, the lawsuit arguing that the Affordable Care Act (...
    7 views0 comments
    2021 HSA Contribution Limits & HDHP Requirements
    Karl J. Ruth Jr.
    • May 28, 2020
    • 1 min

    2021 HSA Contribution Limits & HDHP Requirements

    In Revenue Procedure 2020-32, the IRS released the 2021 inflation-adjusted figures for contributions to HSAs. Most items are set to incre...
    6 views0 comments
    Best Practices for Addressing the COVID-19 Pandemic
    Karl J. Ruth Jr.
    • May 21, 2020
    • 1 min

    Best Practices for Addressing the COVID-19 Pandemic

    @ajmbenefits As the number of U.S. COVID-19 cases grows daily, employment is rapidly changing. While local governments temporarily adjust...
    7 views0 comments
    New Coronavirus Relief Laws Require Paid Employee Leave
    Karl J. Ruth Jr.
    • May 11, 2020
    • 1 min

    New Coronavirus Relief Laws Require Paid Employee Leave

    @ajmbenefits As part of sweeping legislation—the Families First Coronavirus Response Act—signed into law by President Donald Trump, two l...
    9 views0 comments
    COVID-19 Related Form 5500 Deadlines and Extensions
    Karl J. Ruth Jr.
    • May 6, 2020
    • 1 min

    COVID-19 Related Form 5500 Deadlines and Extensions

    The IRS issued several notices at the end of March and early April, including Notice 2020-18, which expands filing relief for time sensit...
    9 views0 comments
    Supreme Court Declines to Expedite ACA Case
    Karl J. Ruth Jr.
    • Apr 7, 2020
    • 1 min

    Supreme Court Declines to Expedite ACA Case

    The United States Supreme Court denied motions to expedite consideration of Texas v. Azar, the lawsuit challenging the constitutionality ...
    4 views0 comments
    Reinstatement of Over-the-Counter Medications
    Karl J. Ruth Jr.
    • Apr 1, 2020
    • 1 min

    Reinstatement of Over-the-Counter Medications

    Part of the CARES Act (COVID-3 Stimulus Bill), that was passed and signed into law on March 27, 2020, has reinstated the coverage for Ove...
    15 views0 comments
    Blue Cross is waiving cost sharing for telehealth medical services
    Karl J. Ruth Jr.
    • Mar 18, 2020
    • 1 min

    Blue Cross is waiving cost sharing for telehealth medical services

    What you need to know Today, Blue Cross Blue Shield of Michigan is publicly announcing that they will waive cost sharing on telehealth me...
    10 views0 comments
    HHS Increases Civil Penalties for HIPAA Violations
    Karl J. Ruth Jr.
    • Mar 10, 2020
    • 1 min

    HHS Increases Civil Penalties for HIPAA Violations

    The Department of Health and Human Services (HHS) recently published a final rule increasing the civil monetary penalties for violations ...
    3 views0 comments
    Cadillac Tax and Other Key ACA Taxes Repealed
    Karl J. Ruth Jr.
    • Feb 3, 2020
    • 1 min

    Cadillac Tax and Other Key ACA Taxes Repealed

    The federal spending bill signed into law at the end of 2019 repealed three taxes and fees under the Affordable Care Act (ACA): The Cadil...
    2 views0 comments
    VSP Vision Coupon Through February 29, 2020!
    Karl J. Ruth Jr.
    • Jan 27, 2020
    • 1 min

    VSP Vision Coupon Through February 29, 2020!

    Do you have VSP coverage through your employer or on an individual plan? VSP is offering a coupon for select Frame Brands. Get an extra ...
    8 views0 comments
    Planning A Trip Out of Country
    Karl J. Ruth Jr.
    • Jan 24, 2020
    • 1 min

    Planning A Trip Out of Country

    Your health insurance coverage may not travel with you! That's why we recommend GeoBlue Travel Health Insurance. GeoBlue provides peace ...
    7 views0 comments
    Final Rule on Hospital Price Transparency Released
    Karl J. Ruth Jr.
    • Jan 15, 2020
    • 1 min

    Final Rule on Hospital Price Transparency Released

    On Friday, November 15, 2019, the Trump administration released its final rule regarding hospital price transparency. This final rule wil...
    4 views0 comments
    CMS Extends Open Enrollment 2020
    Karl J. Ruth Jr.
    • Dec 16, 2019
    • 1 min

    CMS Extends Open Enrollment 2020

    CMS announced today that they will be extending this year's Open Enrollment deadline. Originally Open Enrollment for January 1, 2020 cov...
    4 views0 comments
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