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GeoBlue International Health Insurance - Rebrands
GeoBlue is now Blue Cross Blue Shield Global Solutions for your trusted international health insurance coverage.
Karl J. Ruth Jr.
Oct 12 min read
Two Carrier's Exiting Michigan Market
Effective January 1, 2026 two carriers have announced their exit from the ACA Individual Marketplace for the 2026 plan year.
Karl J. Ruth Jr.
Sep 112 min read
BCBSM Individual Plan Changes 2026
Metro Detroit HMO and Preferred HMO Value Plan Changes for 2026
Karl J. Ruth Jr.
Sep 101 min read
Overall 2026 proposed rate change among ACA Marketplace plans, by insurer - Michigan
How much and why ACA Marketplace premiums are going up in 2026
Cigna Healthcare Medicare is now HealthSpring!
Cigna Healthcare Medicare is now HealthSpring!
Karl J. Ruth Jr.
Jul 101 min read
Paperless Billing
Blue Cross Blue Shield of Michigan and Blue Care Network introducing paperless billing in 2025.
Karl J. Ruth Jr.
Jul 91 min read
Aetna to Exit Individual Market - AGAIN - in 2026
Aetna existing individual market in 2026.
Karl J. Ruth Jr.
May 11 min read
The Cigna Group Completes Sale to HCSC
The Cigna Group Completes Sale to HCSC
Karl J. Ruth Jr.
Apr 241 min read
AJM Associates Reaches Marketplace Milestone
AJM Associates 2025 Circle of Champions 2 Award
Karl J. Ruth Jr.
Apr 241 min read
The Marketplace is Sending Failure to Reconcile (FTR) Recheck Notices in April
Individual Insurance Failure to Reconcile (FTR) Recheck Notices in April 2025
Karl J. Ruth Jr.
Apr 152 min read
Priority Health - SaveOnSP Pharmacy Program Changes
SaveOnSP, a service that helps participating members enroll in manufacturer copay assistance programs for specialty prescription drugs...
Karl J. Ruth Jr.
May 29, 20241 min read
ACA: Electronic Filing Hardship Waiver
The Taxpayer First Act of 2019 authorized the IRS to issue regulations to reduce the threshold for electronically filing Affordable Care...
Karl J. Ruth Jr.
Feb 26, 20243 min read
Federal: DOL Exchange Notice Updated for a Fourth Time
The Affordable Care Act (ACA) requires employers to notify all workers, regardless of their benefits eligibility status, about the...
Karl J. Ruth Jr.
Jan 23, 20241 min read
(CMS) updates cost-sharing requirements for the various parts of Medicare
On October 12, 2023, CMS released the updated figures for 2024. Here’s what beneficiaries need to know. MEDICARE PART A COST-SHARING...
Karl J. Ruth Jr.
Oct 16, 20232 min read
Protect Summer Travel with Short-Term Plan Coverage
By the end of the month, back-to-school reminders and end-of-season sales will have us all thinking fall is almost here. Resist the urge...
Karl J. Ruth Jr.
Aug 3, 20232 min read
New Consent Requirement For ACA Enrollments
Health and Human Services (HHS), the regulating body for the Individual and Family Plans (IFP), aka ACA, released their annual guidance...
Karl J. Ruth Jr.
Jun 19, 20232 min read
IRS Addresses Claims Substantiation Requirement for FSAs
The IRS recently issued a Chief Counsel Advice Memorandum that provides important reminders about the claims substantiation requirements...
Karl J. Ruth Jr.
Jun 12, 20232 min read
First Gag Clause Attestations Due December 31, 2023
The Consolidated Appropriations Act of 2021 (CAA) prohibits employer-sponsored group health plans from entering into agreements that...
Karl J. Ruth Jr.
May 24, 20234 min read
Marketplace Special Enrollment Period (SEP) - Medicaid Unwinding
The Centers for Medicare & Medicaid Services (CMS) has announced a Marketplace Special Enrollment Period (SEP) for qualified individuals...
Karl J. Ruth Jr.
Feb 22, 20232 min read
White House announces COVID-19 PHE and National Emergency will be allowed to expire
On January 30, 2023, the White House announced its plan to allow the COVID-19 Public Health Emergency (PHE) and National Emergency...
Karl J. Ruth Jr.
Feb 9, 20232 min read
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