What you need to know about the Inflation Reduction Act (IRA)
President Biden’s signing of the Inflation Reduction Act (IRA) marks the beginning of implementing many years of substantial change to...
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Karl J. Ruth Jr.
- Aug 25
- 1 min
HHS Announces Proposed Rule to Strengthen Nondiscrimination in Health Care
On July 25, 2022, the U.S. Department of Health and Human Services (HHS) announced a proposed rule implementing Section 1557 of the...
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Karl J. Ruth Jr.
- Aug 12
- 1 min
Federal: ACA Affordability Threshold Decreases
On July 25, 2022, the IRS announced that the Affordable Care Act’s (ACA) affordability threshold will be 9.12 percent, reduced from 9.61...
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Karl J. Ruth Jr.
- Jul 19
- 5 min
Employee Benefit Trends That Are Shaping 2022
The COVID-19 pandemic shifted just about every aspect of our lives – including how we work, where we work, and what we want from our...
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Karl J. Ruth Jr.
- Jul 18
- 1 min
2022 State of HR Report
To understand how HR has navigated pandemic-driven challenges and what the outcomes were for business, in February 2022 Mineral surveyed...
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Karl J. Ruth Jr.
- Jun 27
- 5 min
Employer Considerations for Coverage of Abortion Benefits
In anticipation of the U.S. Supreme Court’s decision in Dobbs v. Jackson Women’s Health Organization that overturned Roe v. Wade, states...
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Karl J. Ruth Jr.
- Jun 16
- 1 min
Beam Dental is evolving into Beam Benefits!
Clients can expect the same simplified processes and helpful service with an expanded portfolio of ancillary benefits. Besides dental,...
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Karl J. Ruth Jr.
- Jun 13
- 3 min
Distributing Required Notices: What You Need to Know
There are a lot of notices and materials that employers are required to distribute to their employees each year. The requirements for...
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Karl J. Ruth Jr.
- Jun 8
- 2 min
Question of the Week
Do we need to offer summer interns group health insurance? Whether you need to offer benefits depends on your health plan eligibility...
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Karl J. Ruth Jr.
- May 12
- 1 min
Timeline of Benefit Notices for Group Health Plans
THIS TIMELINE PROVIDES GENERAL INFORMATION REGARDING FEDERAL BENEFIT NOTICE REQUIREMENTS FOR EMPLOYER-SPONSORED HEALTH PLANS. ADDITIONAL...
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Karl J. Ruth Jr.
- May 9
- 1 min
State Disability Insurance Mandates
Currently, five states require employers to provide Temporary Disability Insurance (TDI) wage replacement benefits to their employees who...
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Karl J. Ruth Jr.
- Apr 25
- 3 min
Infertility HRAs: Compliance Considerations for an Emerging Trend
In an effort to offer more robust and cost-effective infertility coverage to employees, the Infertility HRA is an increasingly popular...
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Karl J. Ruth Jr.
- Apr 20
- 1 min
Business Owners - Planning Opportunities
PRESENTED BY PRINCIPAL Business owners faced historic challenges during the pandemic, but now they’re gaining confidence. A record 36%...
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Karl J. Ruth Jr.
- Apr 19
- 2 min
Telehealth Coverage for HDHPs Extended
A spending bill signed into law on March 15, 2022, extends the ability of high-deductible health plans (HDHPs) to provide benefits for...
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Karl J. Ruth Jr.
- Apr 12
- 1 min
Agencies Indicate Focus on MHPAEA Enforcement
The Employee Benefits Security Administration (EBSA) released a fact sheet on 2021 enforcement of the Mental Health Parity and Addiction...
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Karl J. Ruth Jr.
- Apr 1
- 3 min
President Biden Extends National Emergency Outbreak Period Rules
On February 18, 2022, President Biden formally extends the COVID-19 National Emergency, which was set to expire on March 1, 2022 for...
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Karl J. Ruth Jr.
- Mar 22
- 1 min
Women’s Preventive Services Guidelines Updated
The Department of Health and Human Services’ (HHS) Health Resources and Services Administration (HRSA) recently updated its preventive...
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Karl J. Ruth Jr.
- Feb 14
- 1 min
Increased Civil Penalty Amounts for Certain Violations
Effective November 15, 2021, the U.S. Department of Health and Human Services (HHS) has increased the following key penalties affecting...
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Karl J. Ruth Jr.
- Feb 10
- 5 min
Upcoming ACA Reporting Deadlines
Affordable Care Act (ACA) reporting under Section 6055 and Section 6056 for the 2021 calendar year is due in early 2022. Specifically,...
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Karl J. Ruth Jr.
- Jan 25
- 2 min
PCORI Fee Amount Adjusted for 2022
The Internal Revenue Service (IRS) has issued Notice 2022-04 to increase the Patient-Centered Outcomes Research Institute...
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