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Group Insurance

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When shopping for health insurance, shop smart.

Don’t be deceived by insurance agencies allowing them to sell you plans from their preferred carriers so that they can clinch the sale and leave you with obstacles to solve.


When you reach out to AJM Associates, Inc., our dedicated professionals spend all the time necessary to determine what your needs and priorities are. We are independent and offer plans from a large spectrum of reputable carriers. We explain your options in great detail and clarity– down to the fine print - so that you can choose a plan that will satisfy you for the long term.

AJM Associates, Inc. has experience providing group health insurance to businesses ranging in size from 2 to 1,000 individuals – all with the same creativity and personal attention that will take the headache off your human resources. We have particular expertise helping businesses navigate the complex Affordable Care Act regulations, which affect groups of over 50 or 100 employees, depending on the state.

Take advantage of our very wide range of conventional and unique group plans with highly competitive rates. Options include:

  • Conventional group insurance

  • Self-funded insurance plans for both small and large groups, offering premiums well below standard market rates

  • Insurance plans that refund to enrollees part of their unused premiums each year

  • HSA plans, which help you save on premiums and enables your money to grow


In addition, AJM Associates' clients benefit from our unparalleled customer service long after they’ve signed on the dotted line. We continue servicing you with claims, COBRA administration, billing, renewal, compliance, or anything else.

A SMART Dental Program & Much More

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Beam Dental is evolving into Beam Benefits!

Clients can expect the same simplified processes and helpful service with an expanded portfolio of ancillary benefits. Besides dental, vision, employer-paid life, and disability, Beam Benefits is now adding voluntary life, accident, and hospital indemnity to provide clients the benefits packages they need to attract and retain top talent.

Beam Benefits expanded portfolio is now available in CA, TX, OH, CO (voluntary life only), and IL with more states coming soon. I’ll be sure to let you know when these additional products are available for you to quote with Beam. 

In the meantime, click here to check out their new website and learn how they are revolutionizing the benefits experience.

For more information contact AJM Associates at (248) 778-6070 or

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