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New Coronavirus Relief Laws Require Paid Employee Leave
@ajmbenefits As part of sweeping legislation—the Families First Coronavirus Response Act—signed into law by President Donald Trump, two...
Karl J. Ruth Jr.
May 11, 20201 min read


COVID-19 Related Form 5500 Deadlines and Extensions
The IRS issued several notices at the end of March and early April, including Notice 2020-18, which expands filing relief for time...
Karl J. Ruth Jr.
May 6, 20201 min read


Supreme Court Declines to Expedite ACA Case
The United States Supreme Court denied motions to expedite consideration of Texas v. Azar, the lawsuit challenging the constitutionality...
Karl J. Ruth Jr.
Apr 7, 20201 min read


Reinstatement of Over-the-Counter Medications
Part of the CARES Act (COVID-3 Stimulus Bill), that was passed and signed into law on March 27, 2020, has reinstated the coverage for...
Karl J. Ruth Jr.
Apr 1, 20201 min read


Blue Cross is waiving cost sharing for telehealth medical services
What you need to know Today, Blue Cross Blue Shield of Michigan is publicly announcing that they will waive cost sharing on telehealth...
Karl J. Ruth Jr.
Mar 18, 20201 min read


HHS Increases Civil Penalties for HIPAA Violations
The Department of Health and Human Services (HHS) recently published a final rule increasing the civil monetary penalties for violations...
Karl J. Ruth Jr.
Mar 10, 20201 min read


Cadillac Tax and Other Key ACA Taxes Repealed
The federal spending bill signed into law at the end of 2019 repealed three taxes and fees under the Affordable Care Act (ACA): The...
Karl J. Ruth Jr.
Feb 3, 20201 min read


VSP Vision Coupon Through February 29, 2020!
Do you have VSP coverage through your employer or on an individual plan? VSP is offering a coupon for select Frame Brands. Get an extra...
Karl J. Ruth Jr.
Jan 27, 20201 min read


Planning A Trip Out of Country
Your health insurance coverage may not travel with you! That's why we recommend GeoBlue Travel Health Insurance. GeoBlue provides peace...
Karl J. Ruth Jr.
Jan 24, 20201 min read


Final Rule on Hospital Price Transparency Released
On Friday, November 15, 2019, the Trump administration released its final rule regarding hospital price transparency. This final rule...
Karl J. Ruth Jr.
Jan 15, 20201 min read


CMS Extends Open Enrollment 2020
CMS announced today that they will be extending this year's Open Enrollment deadline. Originally Open Enrollment for January 1, 2020...
Karl J. Ruth Jr.
Dec 16, 20191 min read


FSA Contribution and Other Benefits Limits Rise for 2020
The IRS announced an increase to flexible spending account (FSA) contribution limits for the 2020 plan year. Individuals can contribute...
Karl J. Ruth Jr.
Dec 10, 20191 min read


Using Voluntary Benefits to Entice Millennial Talent
Millennials consistently cite elements like work-life balance and benefits packages as huge factors when considering employers. Salary,...
Karl J. Ruth Jr.
Nov 19, 20191 min read


Summary of the 2019 Employer Health Benefits Annual Survey
Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health...
Karl J. Ruth Jr.
Nov 14, 20191 min read


Employers Are Expected to Spend More on Health Care and Wellness in the Next Year
According to Optum’s Wellness in the Workplace study, more than 80% of employers plan to spend more on health care and wellness in the...
Karl J. Ruth Jr.
Nov 6, 20191 min read


Financial Industry Experienced 3,500 Cyber Attacks in 2019 So Far
In mid-July, Capital One announced that the personal information of more than 100 million of its U.S. customers was compromised in one of...
Karl J. Ruth Jr.
Oct 10, 20191 min read


Hospitals to Publish Retail Prices Under a New Proposed Rule
In July, the Centers for Medicare and Medicaid (CMS) proposed rules that would require all Medicare-participating hospitals to post their...
Karl J. Ruth Jr.
Sep 12, 20191 min read


Is your international medical coverage all you think it is?
U.S. domestic healthcare plans may include some or limited international coverage, but is it as comprehensive as you may need? When...
Karl J. Ruth Jr.
Aug 15, 20192 min read


HOW DOES MAKING YOUR EMPLOYEES 4X HAPPIER WITH THEIR JOB SOUND?
Benefit Communication Made Easy When they’re satisfied with their benefits, employees are 4x more likely to be very satisfied with their...
Karl J. Ruth Jr.
Jul 24, 20192 min read


HSA benefits for chronic conditions expanded by IRS
On Wednesday July 17th, the Internal Revenue Service (IRS) added care for a range of chronic conditions to the list of preventive care...
Karl J. Ruth Jr.
Jul 22, 20192 min read
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