Summary of the 2019 Employer Health Benefits Annual Survey




Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefit trends. This article summarizes some of its main points.


Plan Enrollment Trends

  • Preferred provider organizations (PPOs)—44% of workers covered

  • HDHP/SOs—30% of workers covered

  • Health maintenance organizations (HMOs)—19% of workers covered

  • Point-of-service (POS) plans—7% of workers covered

Health Insurance Premiums

The average premium rose 4% for single coverage and 5% for family coverage—around $7,188 and $20,576 respectively.


Worker Contributions


In dollar amounts, workers contributed $1,242 and $6,015 toward their premiums for single coverage and family coverage, respectively.


Self-funding

Similar to the previous year, 17% of workers with small employers are elected in plans either partially or entirely self-funded, compared to 80% of workers with large employers.

Contact us for more information on benefit offerings or to learn what you can do to control your health care costs.

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