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Karl J. Ruth Jr.
Jun 30, 20202 min read
Why Cleaning Your Home Can Boost Overall Well-being
Deep cleaning doesn’t need to be a one-season chore. Experts say doing a thorough cleaning of your home has a number of health benefits....
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Karl J. Ruth Jr.
Apr 17, 20202 min read
Eating Healthy Doesn’t Have to Be Expensive
#fitfriday Eating a well-balanced diet is a key component of living a long, healthy life. Many Americans think that eating healthy means...
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Karl J. Ruth Jr.
Feb 10, 20201 min read
AJM Celebrates Another Year of Service
Today AJM Associates is humbled to celebrate another year helping Individuals and Groups find the right plan, fitting their healthcare...
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Karl J. Ruth Jr.
Feb 7, 20201 min read
A Cold Is Contagious for Longer Than You’d Think
#fitfriday The winter months are commonly associated with decreasing temperatures and increasing cases of the common cold. Typically,...
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Karl J. Ruth Jr.
Jan 30, 20204 min read
2020 - State Disability Insurance (SDI) Schedules & Paid Family Medical Leave
Does Your State Provide/Require SDI or PFL? In the United States, there are several states and one commonwealth that provide statutory...
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Karl J. Ruth Jr.
Dec 27, 20191 min read
6 Steps for a Sublime Seasonal Shindig
Planning a holiday party can be a logistical nightmare, especially when you don’t know where to begin. Luckily, we have a few steps to...
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Karl J. Ruth Jr.
Dec 16, 20191 min read
CMS Extends Open Enrollment 2020
CMS announced today that they will be extending this year's Open Enrollment deadline. Originally Open Enrollment for January 1, 2020...
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Karl J. Ruth Jr.
Nov 19, 20191 min read
Using Voluntary Benefits to Entice Millennial Talent
Millennials consistently cite elements like work-life balance and benefits packages as huge factors when considering employers. Salary,...
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Karl J. Ruth Jr.
Nov 6, 20191 min read
Employers Are Expected to Spend More on Health Care and Wellness in the Next Year
According to Optum’s Wellness in the Workplace study, more than 80% of employers plan to spend more on health care and wellness in the...
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Karl J. Ruth Jr.
Nov 1, 20191 min read
2nd Annual Christmas Card Contest
Come celebrate with AJM Associates with our second annual Christmas Card Contest. Last year, AJM Associates received so many wonderful...
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Karl J. Ruth Jr.
Oct 29, 20191 min read
Hold on to Talent With Stay Conversations
Some people think employment is all about the money, but they're wrong. For many, it's about the opportunities. In fact, Gallup cites...
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Karl J. Ruth Jr.
Oct 15, 20192 min read
Deadline : Medicare Part D Notices Due Before October 15
Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the...
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Karl J. Ruth Jr.
Oct 10, 20191 min read
Financial Industry Experienced 3,500 Cyber Attacks in 2019 So Far
In mid-July, Capital One announced that the personal information of more than 100 million of its U.S. customers was compromised in one of...
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Karl J. Ruth Jr.
Oct 4, 20194 min read
Michigan - One Year To Get Compliant REAL ID License
Michigan residents, If you're planning on flying or need to enter a federal building, you have one year to update your Michigan...
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Karl J. Ruth Jr.
Oct 1, 20192 min read
Seven Tips For A Safe Hunting Season
Fall is a nice time of year in the Midwest. Fall sports are back, trees change colors, and if it was a hot summer, the cooler...
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Karl J. Ruth Jr.
Sep 23, 20192 min read
Small Business Benefit Plans May Receive Rebate
Coming soon, small employer group's providing #healthcare medical coverage to their employees may be receiving a rebate check from their...
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Karl J. Ruth Jr.
Sep 17, 20194 min read
Back To School Safety
Each fall, back to school time hits and kids are back on the roads, whether their mode of transportation is a bus, a bicycle, or their...
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Karl J. Ruth Jr.
Sep 11, 20191 min read
Never ForgetII
On this day 18 years ago it started off like any other day getting a bagel and coffee outside of the office in Garden City, New York. ...
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Karl J. Ruth Jr.
Aug 13, 20191 min read
Why You Should Be Encouraging Employees to Use PTO
Research consistently points to time away from work as improving productivity, lowering stress and reducing absenteeism. Unfortunately,...
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Karl J. Ruth Jr.
Jul 3, 20191 min read
Going Camping - What You Need To Know
As the temperatures rise and the days become longer, many Americans will head out on camping adventures. Whether you’re a seasoned...
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