Summary of the 2020 Employer Health Benefits Annual Survey



Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefits trends.


Plan Enrollment Trends

The following were the most common plan types in 2020:

  • Preferred provider organizations (PPOs)—47% of workers covered

  • High deductible health plans with a savings option (HDHP/SOs)—31% of workers covered

  • Health maintenance organizations (HMOs)—13% of workers covered

  • Point-of-service (POS) plans—8% of workers covered

Health Insurance Premiums

The average premium rose 4% for both single and family coverage over the past year—around $7,470 and $21,342 respectively.


Worker Contributions

Workers contributed $1,243 and $5,588 toward their premiums for single and family coverage, respectively.


Self-funding

Self-funded plan enrollment increased over the past year, with 23% of workers with small employers enrolled in either a partially or entirely self-funded plan, compared to 84% of workers with large employers.


Contact us for more information on benefits offerings or what you can do to control your health care costs.

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