Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefits trends.
Plan Enrollment Trends
The following were the most common plan types in 2020:
Preferred provider organizations (PPOs)—47% of workers covered
High deductible health plans with a savings option (HDHP/SOs)—31% of workers covered
Health maintenance organizations (HMOs)—13% of workers covered
Point-of-service (POS) plans—8% of workers covered
Health Insurance Premiums
The average premium rose 4% for both single and family coverage over the past year—around $7,470 and $21,342 respectively.
Worker Contributions
Workers contributed $1,243 and $5,588 toward their premiums for single and family coverage, respectively.
Self-funding
Self-funded plan enrollment increased over the past year, with 23% of workers with small employers enrolled in either a partially or entirely self-funded plan, compared to 84% of workers with large employers.
Contact us for more information on benefits offerings or what you can do to control your health care costs.