Medicare: Part B Premiums & More To Increase For 2026
- Karl J. Ruth Jr.
- 2 days ago
- 2 min read
The Centers for Medicare and Medicaid Services on November 14th announced that the standard monthly Medicare Part B premium, which covers outpatient services such as doctor’s visits, will increase by $17.90 for 2026. The new Medicare Part B Premium will be $202.90 (up from $185.00 in 2025)
In addition to this increase the Part B annual deductible will increase to $283.00 from $257.00.
Part A Deductible and Coinsurance amounts are also changing for 2026 and are reflected in the below chart
Medicare Part B Income-Related Monthly Adjustment Amounts
Since 2007, a beneficiary’s Part B monthly premium is based on his or her income. These income-related monthly adjustment amounts affect roughly 8 percent of people with Medicare Part B. The 2026 Part B total premiums for high-income beneficiaries with full Part B coverage are shown in the following table:
Beneficiaries who file individual tax returns with modified adjusted gross income: | Beneficiaries who file joint tax returns with modified adjusted gross income: | Income-Related Monthly Adjustment Amount | Total Monthly Premium Amount |
Less than or equal to $109,000 | Less than or equal to $218,000 | $0.00 | $202.90 |
Greater than $109,000 and less than or equal to $137,000 | Greater than $218,000 and less than or equal to $274,000 | $81.20 | $284.10 |
Greater than $137,000 and less than or equal to $171,000 | Greater than $274,000 and less than or equal to $342,000 | $202.90 | $405.80 |
Greater than $171,000 and less than or equal to $205,000 | Greater than $342,000 and less than or equal to $410,000 | $324.60 | $527.50 |
Greater than $205,000 and less than $500,000 | Greater than $410,000 and less than $750,000 | $446.30 | $649.20 |
Greater than or equal to $500,000 | Greater than or equal to $750,000 | $487.00 | $689.90 |
Medicare Part D Income-Related Monthly Adjustment Amounts
Since 2011, a beneficiary’s Part D monthly premium has been based on his or her income. Approximately 8% of people with Medicare Part D pay these income-related monthly adjustment amounts. These individuals will pay the income-related monthly adjustment amount in addition to their Part D premium. Part D premiums vary by plan and, regardless of how a beneficiary pays their Part D premium, the Part D income-related monthly adjustment amounts are deducted from Social Security benefit checks or paid directly to Medicare. Roughly two-thirds of beneficiaries pay premiums directly to the plan while the remainder have their premiums deducted from their Social Security benefit checks. The 2026 Part D income-related monthly adjustment amounts for high-income beneficiaries are shown in the following table:
Part D | ||
Beneficiaries who file individual tax returns with modified adjusted gross income: | Beneficiaries who file joint tax returns with modified adjusted gross income: | Income-related monthly adjustment amount |
Less than or equal to $109,000 | Less than or equal to $218,000 | $0.00 |
Greater than $109,000 and less than or equal to $137,000 | Greater than $218,000 and less than or equal to $274,000 | $14.50 |
Greater than $137,000 and less than or equal to $171,000 | Greater than $274,000 and less than or equal to $342,000 | $37.50 |
Greater than $171,000 and less than or equal to $205,000 | Greater than $342,000 and less than or equal to $410,000 | $60.40 |
Greater than $205,000 and less than $500,000 | Greater than $410,000 and less than $750,000 | $83.30 |
Greater than or equal to $500,000 | Greater than or equal to $750,000 | $91.00 |
Link to full article: https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles
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