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McLaren Health Plan to Exist Group Health Market in Michigan


McLaren Health Plan and Physicians Health Plan (PHP) have advised they will no longer offer health insurance to commercial business employees, retirees, and their dependents effective January 1, 2024. Enrollees in these two plans must elect a new health carrier to have coverage as of January 1, 2024.


Current McLaren Health Plan and PHP coverage will not be extended under any circumstance beyond December 31, 2023.


MHP Community will phase out its employer group business to expand focus on its Medicaid, Medicare and Individual health plan offerings throughout Michigan.


This Group Market Exit continues the downsizing of the number of available Small Group Health Plan carriers in the State of Michigan.


  • 2021 - Total Health Care merged with Priority Health

  • 2015 - HealthPlus closes down and moves HealthPlus Partners and HealthPlus MIChild to Molina Healthcare of Michigan

  • 2010 - Aetna dropped out of small-group market

Who's Left in the Fully-Insured Michigan Small Group Market?

  • Blue Cross Blue Shield of Michigan

  • Blue Care Network of Michigan

  • Priority Health

  • United Healthcare

  • Health Alliance Plan (HAP)

With McLaren exiting the group fully insured market, AJM Associates is ready to help you and your employees make the transition to a new carrier.

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