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Are You SPD Compliant?
A summary plan description, or SPD, is the document that is given to participants and beneficiaries explaining the material terms of an...
Karl J. Ruth Jr.
Sep 26, 20185 min read
Association Health Plans (AHPs)
The Department of Labor (DOL) released a final rule on June 19, 2018 to allow new options for associations to sponsor health plan for...
Karl J. Ruth Jr.
Jun 22, 20183 min read
Affordability Threshold Increases In 2019
The IRS announced on May 21, 2018 the 2019 increase on the shared-responsibility affordability percentage in Revenue Procedure 2018-34....
Karl J. Ruth Jr.
Jun 1, 20182 min read
Informed On Reform
The Michigan Department of Insurance and Financial Services (DFIS) has approved CMS's ruling to extend pre-ACA health plans through...
Karl J. Ruth Jr.
Apr 16, 20181 min read
Are You Disability Claims Ready?
The Department of Labor (DOL) confirmed the final disability claims regulations on January 5, 2018. These regulations are effective for...
Karl J. Ruth Jr.
Mar 6, 20183 min read
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