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Karl J. Ruth Jr.
Feb 27, 20201 min read
Transitional Health Plans - Extended Again. 6 years Running!
Transitional plans can stay in force until December 2021. That is if states and carriers allow it! This marks the seventh extension of...
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Karl J. Ruth Jr.
Feb 11, 20201 min read
A New Year, a New Form W-4
The IRS released an updated version of its Form W-4, also known as the “Employee’s Withholding Certificate.” Employers use IRS Form W-4...
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Karl J. Ruth Jr.
Feb 6, 20201 min read
PCORI Fees Extended for 10 Years
The same spending bill that repealed the Cadillac tax, the medical devices excise tax and the health insurance providers fee reinstated...
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Karl J. Ruth Jr.
Feb 3, 20201 min read
Cadillac Tax and Other Key ACA Taxes Repealed
The federal spending bill signed into law at the end of 2019 repealed three taxes and fees under the Affordable Care Act (ACA): The...
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Karl J. Ruth Jr.
Jan 30, 20204 min read
2020 - State Disability Insurance (SDI) Schedules & Paid Family Medical Leave
Does Your State Provide/Require SDI or PFL? In the United States, there are several states and one commonwealth that provide statutory...
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Karl J. Ruth Jr.
Jan 23, 20201 min read
DOL Proposes New Method for Electronic Delivery of Retirement Plan Disclosures
The U.S. Department of Labor (DOL) published a proposed rule in October that would allow plan administrators to make retirement plan...
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Karl J. Ruth Jr.
Jan 21, 20201 min read
DOL Proposes Revisions to the Fluctuating Workweek Overtime Method
In November 2019, the U.S. Department of Labor (DOL) published a proposed rule to update the “fluctuating workweek” method for...
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Karl J. Ruth Jr.
Jan 15, 20201 min read
Final Rule on Hospital Price Transparency Released
On Friday, November 15, 2019, the Trump administration released its final rule regarding hospital price transparency. This final rule...
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Karl J. Ruth Jr.
Jan 6, 20201 min read
New Summary of Benefits and Coverage Template Will Be Required for 2021
Recently, the Departments of Labor (DOL) and Health and Human Services (HHS) issued an updated template and related materials for the...
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Karl J. Ruth Jr.
Jan 3, 20201 min read
SCOTUS to Consider whether Civil Rights Act Protects LGBTQ Workers
The U.S. Supreme Court heard oral arguments recently regarding the discrimination of LGBTQ individuals under Title VII of the Civil...
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Karl J. Ruth Jr.
Nov 13, 20191 min read
Reminder: DOL Issues New Salary Limits for Overtime Exemptions
On September 24, 2019, the U.S. Department of Labor (DOL) announced a new final rule that updates the salary thresholds that some...
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Karl J. Ruth Jr.
Oct 15, 20192 min read
Deadline : Medicare Part D Notices Due Before October 15
Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the...
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Karl J. Ruth Jr.
Oct 4, 20194 min read
Michigan - One Year To Get Compliant REAL ID License
Michigan residents, If you're planning on flying or need to enter a federal building, you have one year to update your Michigan...
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Karl J. Ruth Jr.
Sep 27, 20194 min read
PAY OR PLAY PENALTIES WILL INCREASE FOR 2019 AND 2020
OVERVIEW On September. 11, 2019, the IRS updated their Questions and Answers (Q&As) on the employer shared responsibility rules under the...
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Karl J. Ruth Jr.
Sep 25, 20191 min read
DOL Issues Final Overtime Rule
In a previous AJM BLOG, we advised on the proposed new overtime rule announced on March 7, 2017, by the Department of Labor (DOL). On...
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Karl J. Ruth Jr.
Sep 23, 20192 min read
Small Business Benefit Plans May Receive Rebate
Coming soon, small employer group's providing #healthcare medical coverage to their employees may be receiving a rebate check from their...
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Karl J. Ruth Jr.
Sep 10, 20191 min read
Open Enrollment: What’s Changing in 2020?
To prepare for open enrollment, group health plan sponsors should be aware of the legal changes affecting the design and administration...
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Karl J. Ruth Jr.
Sep 5, 20192 min read
Employers -Don't forget the disclosure to CMS
Employers may already be aware that annually they are required to provide notices of "creditable" or "non-creditable" coverage to...
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Karl J. Ruth Jr.
Aug 12, 20192 min read
Benefits Buzz - August 2019
EXECUTIVE ORDER ON HEALTH COSTS TO AFFECT EMPLOYER HEALTH PLANS President Donald Trump recently signed an executive order aimed at...
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Karl J. Ruth Jr.
Aug 7, 20191 min read
EEO Deadlines Approaching - Here’s Where You Can Find Help!
The Equal Employment Opportunity Commission (EEOC) recently updated its website to include more resources to help employers with their...
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