AJM Associates News and Publications provide up to date industry specific topics and updates to educate and advise regarding Group Insurance, Employee Benefits, Medicare and Individual Insurance.
In the United States, there are several states and one commonwealth that provide statutory disability programs,commonly known as "disability insurance". They are funded by mandatory contributions of employees (optionally covered by employers). Employees' contributions are federal tax‐deductible.
The 2019 HSA contribution level maximum will be $3,500 for individual coverage, and $7,000 for family coverage. The new limits increase the pre-tax amounts individuals and families may contribute to their HSA over 2018 limits by $50 and $100, respectively.
For plan years beginning in 2019, the ACA Affordability Contribution Percentages increase as follows:
9.86% under the pay or play rules
9.86% under the premium tax credit eligibility rules
8.3% under the exception form the individual mandate
As a result of the repeal there is uncertainty as to the material impact on enrollments and premium rates. Estimates indicate a decrease in current enrollment of nearly 13 million nationwide for 2019 as many younger, healthier people may opt to take the risk of being uninsured as they did pre-ACA..