Begins November 10, 2021 through November 24, 2021

Comfort Keepers 799  provides Group Health Care Coverage options to eligible full-time employees The plan year for Comfort Keepers 799 is January 1, 2022 through December 31, 2022. Eligible employees have the opportunity to elect to enroll in coverage after they have met their enrollment waiting period and eligibility for coverage.  This year, for the 2022 Plan Year, open enrollment begins on November 10th through November 24th.  Please be sure to return your completed elections, enrollment, or waiver of coverage no later than November 24, 2021 in order to be covered for the 2021 Plan Year.


We encourage you to thoroughly review the information and resources on this page so that you may make an informed decision when determining if you wish to enroll or waive coverage.  

The Medical coverage is provided through United Healthcare, policy number 01F5710


The Voluntary Dental coverage is through Beam Dental, policy number MI02183 .  Beam Dental uses the DenteMax Dental Network for participating providers.  The Voluntary Vision coverage will be through Beam as well using the Vision Network VSP.  To learn more if your provider participates, click on the provider directory link(s) below.

Carrier Login

United Healthcare -

Beam Denta
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VSP Vision -

Aflac -

How to complete your Open Enrollment

Eligible employees are strongly encouraged to go through the above provided benefit materials and seek answers to questions regarding your available health care coverage.  Comfort Keepers 799 Human Resources and our dedicated agent  (AJM Associates, Inc.) can help assist.  Below you will find detailed contact information, should you have questions while reviewing your options.  Once you have selected the coverage(s) you would like to enroll in, please return to Human Resources or you may email them directly to our agent Karl J. Ruth Jr. at, the completed 2021 Benefits Election Form.  In addition return a completed carrier enrollment form for your elections.  Should you wish to fax them to our agent, that fax number is (586) 591-5931.


  • If you are enrolling in the United Healthcare Medical Plan for the first time – return a completed United Healthcare Enrollment Form.  If you are continuing your existing coverage with no changes, the only form needing to be returned is the completed 2022 Election Form.

  • If you are enrolling in the Beam Voluntary Dental or Voluntary Vision plan for the first time – return a completed Beam Enrollment FormIf you are continuing your existing coverage with no changes, the only form needing to be returned is the completed 2022 Election Form.

  • If you are not making any changes to your current benefit elections for 2022 or waiving coverage for 2022 on all benefits available, employees will still need to complete the 2022 Benefit Election Form indicating the current coverage they wish to keep and return the completed 2022 Benefit Election Form to Human Resources for your personnel files.

Interested in enrolling in Aflac Coverages?

To learn more about the Aflac programs and to fill out an Interest Form to be contacted by an Aflac Representative click on the link below.


  • Employees that work on average 30 hours or more per week during the calendar year are considered full-time employees and are eligible for the Employer Sponsored Medical Health Care Plan through United Healthcare. Comfort Keepers 799 has a flat weekly deduction single premium for medical enrollment at a rate of $42.75 per week.  Those employees that wish to enroll their eligible spouse or dependents will be responsible for the additional premium.

  • All eligible employees may also enroll in the Voluntary Dental and Voluntary Vision coverage through Beam. These coverage's are paid for 100% by employee payroll weekly deductions.


Comfort Keepers 799
Krista Kuligowski - Owner

Office:  (586) 231-0526


Justina Maisano - Client Care Manager

Office:  (586) 231-0526

AJM Associates, Inc.

Karl Ruth – President

Office:  (248) 778-6070